Low Insurance Density
Insurance Density is the ratio of premium to total Population.
We will come to know about the potential when we compare the difference in Insurance Density in India with that of other countries of the world.
Life Insurance Density for the calendar year 2013-14 in USD
| Country | Density |
| Hong Kong | 4445 |
| Switzerland | 4211 |
| United Kingdom | 3474 |
| Japan | 3346 |
| Sweden | 3215 |
| Taiwan | 3204 |
| Singapore | 2388 |
| South Korea | 1816 |
| USA | 1684 |
| China | 110 |
| India | 41 |
| World Average | 366 |
Source: Swiss Re, Sigma 03/2014